A micro loan with Directlendersloans is different from personal bank loans : the approval does not depend on your credit score. We guarantee you a loan based on your ability to reimburse rather than your financial history. This means that you can get cash even with bad credit.

Following the approval of your micro loan, you will be able to receive your money in less than an hour.

Are Bad credit scores and bankruptcy accepted?

If you have a valid bank account, and are at least 18 years old, you can get a micro loan today. It’s easy to apply and you don’t need to send any fax or documents to get approve. All you have to do is fill out our online loans application!

Possible payment plans for micro-loan


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Micro Loans

100 dollars on 3 month loan - 3 payments of $43 

100 dollars on 6 months loan - 6 payments of $24

100 dollars on 12 months loan - 12 payments of $18

100 dollars on 24 months loan - 24 payments of $11


Micro Loans

500 dollars on 6 months loan - 6 payments of $96

500 dollars on 12 months loan - 12 payments of $52

500 dollars on 24 months loan - 24 payments of $29

500 dollars on 36 months loan - 36 payments of $21

When will I get my micro loan ?

Our online micro loans are done in less than an hour, it all depends on how quickly you send in your online loan application.

How can I get my money?

Your presonal loan will be issued via bank transfer, email fund transfer, or by direct deposit into your bank account.

Are There Late Fees for Repayment?
If you think that you will be late on a monthly loan repayment, be sure to contact one of our credit brokers two days beforehand to avoid useless fees. A late payment has a $15 fee.

Apply within 5 minutes: The loan application form is simple to complete and requires only a few minutes of your time. Just 5 minutes, and your request is completed!

Once we have received your completed application, we will then contact you by e-mail to finalize your personal loan agreement.

– Instant approval: Our team of experts undertakes to analyze your file as soon as it is received, and to let you know your approval instantly. No waiting time!

Your loan is 100% Accepted : Even if your credit report is tainted, you are almost assured of being accepted since the vast majority of loan applicants who apply for our assistance are. Unlike financial institutions that refuse applications as soon as the credit file is not impeccable, we promise to make the maximum to accept your request, even if you have a bad credit.

– No hidden fees: No surprises! Everything is clear and transparent. Thus, any fees that may be charged to you are mentioned in the contract. We are thinking here of the costs arising from late payment.

20 Replies to “Flexible installment micro loans for bad credit – Guaranteed approval”

  1. I need $750 and it’s urgent. I completed your application, but I changed my mind. Instead of paying off over six months, I want to pay off over one year. Is it possible?

    1. Hello Carol. We approved your request and considered the change you wished to bring. You will receive the contract to be signed in a few minutes by e-mail and when you will have returned it to us, we will transfer the funds in your account. Have a nice day.

  2. I need to buy a new washer as soon as possible. I sent the form and waiting for your reply for a loan of $600. Thank you for your help.

    1. Hello Sue, Our lenders have approved your request and agree to lend you $600. You will receive the contract very soon and I invite you to sign it and return it to us, which will allow us to transfer the funds into your account this afternoon.

  3. I need $750 and it’s urgent. I filled in your form, but I changed my mind. Insttead of paying back over 6 months, I want to pay back over 12 months. Is it possible?

    1. Hello Mitch. We have approved your request taking into account the change you wish to make. You will receive the contract to sign in a few minutes by email. When you return it, we will transfer the funds into your account. Have a nice day.

  4. I sent the form this morning to borrow $225 to pay for the registration of my car. Will I have the money for the end of the week?

    1. Hello Nick, Your loan has already been approved and the money will be deposited in your account by the end of the day. Thank you.

  5. While awaiting my first unemployment check, I need $2000 to continue to live. Can I count on you? Thank you.
    Note: you should have already received the application.

    1. we have indeed received your application and we can already tell you that you have been accepted. The money will be transferred into your account as soon as you have sent us the signed contract. Thank you for confiding in us.

  6. I need a $500 because I want to pay off my brother. He can’t wait anymore after me because he needs his money. Is everything done online?

    1. Hello Sandra. Yes, everything is done online, and very easily. I invite you to complete the form you’ll find on our website, and as soon as we’ll receive it, we’ll consider your request. Have a nice day!

  7. Hello, I ask you a micro loan of $600 to make some urgent purchases. I had a problem with alimony, which should be settled soon. I’m expecting $750 next month, but I have not mentioned it on the form. Can you take it into account? Thank you.

    1. Hello Sophia. Your loan application is accepted and we will send you the contract very soon. Don’t forget to sign and return it to us. Thank you.

  8. Hello. I want to please my children because it was not easy for them. Can you give me a microloan of $700? I could refund you $100 a month. I forgot to mention this information on the form. Thank you.

    1. Thank you for this information. We were able to analyze your request and it’s my pleasure to inform you that we have accepted it. You will receive the contract during the afternoon for signature. Thank you.

  9. My husband just left leaving me alone with our two children and I have no money left. Please lend me $500 until I receive social assistance. Thank you.

    1. Hello Emily, Fill out our form quickly so that we can evaluate your situation. It will be our pleasure to help you.

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