Fast, efficient, and secure small personals loans service. Do you need a $500, $1000, $1500 or more ? Apply today and receive money in your account right away!

Online loans over 12 months | Fast application and guaranteed approval

Guaranteed approval solution even if you are unemployed, have low income, or are receiving social assistance. We do not run credit scores or any verification. Regardless of the state of your credit score, with Direct Lenders Loans your approval for a $500 to $1500 over 36 months loan is guaranteed. You have to have a photo ID and have a valid bank account for us to transfer the money into after you have signed your personal loan contract.

Installment loans with no credit check with direct lenders

We offer you urgent financial aid with the best interest rates, and, on top of that, a very rare option that is available from private lenders: a $500 micro loan that can be paid off over the course of 6, 12, 24, and even 36 months with no supplemental or starting fees. By filling out the form before 11:30 am, the money can be deposited into your account on that same day.


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500 dollars on 6 months loan - 6 payments of $96 

500 dollars on 12 months loan - 12 payments of $52

500 dollars on 24 months loan - 24 payments of $29

500 dollars on 36 months loan - 36 payments of $21


1500 dollars on 6 months loan - 6 payments of $263

1500 dollars on 12 months loan - 12 payments of $143

1500 dollars on 24 months loan - 24 payments of $83

1500 dollars on 36 months loan - 36 payments of $59

Why trust us to carry out your project?

Whatever it is, your project is important, and it is on this principle that we base the granting of our loans. Far from banks and credit organizations, our goal is to help you, not to get you money by granting you a loan with an unrealistic interest rate. In fact, too many credits granted by the banks cost the subscriber double the sum borrowed, and are finally so heavy and so long to repay that they lead to difficulties that can lead to catastrophic situations. For us, granting you a loan means helping you make your project a reality, not imposing a monthly payment that you will not be able to assume in the long term. That’s why each situation is unique to us, resulting in a unique treatment of your request.

When the form you fill out online is submitted to our team, it is credit professionals who take care of it and study it without prejudice: to each situation its possibility. Whether you are unemployed, acting, or you have a part-time job, or with a disability or retired, your situation will not be taken into account to reject your request, as well as if you are stuck at the Bank of America. We are therefore able to respond to all requests and offer offers that will adapt to each unique case. Our criteria are completely different from those of banks and the most well-known organizations, because we want above all your complete satisfaction.

Apply within 5 minutes: The loan application form is simple to complete and requires only a few minutes of your time. Just 5 minutes, and your request is completed!

Once we have received your completed application, we will then contact you by e-mail to finalize your personal loan agreement.

– Instant approval: Our team of experts undertakes to analyze your file as soon as it is received, and to let you know your approval instantly. No waiting time!

Your loan is 100% Accepted : Even if your credit report is tainted, you are almost assured of being accepted since the vast majority of loan applicants who apply for our assistance are. Unlike financial institutions that refuse applications as soon as the credit file is not impeccable, we promise to make the maximum to accept your request, even if you have a bad credit.

– No hidden fees: No surprises! Everything is clear and transparent. Thus, any fees that may be charged to you are mentioned in the contract. We are thinking here of the costs arising from late payment.

16 Replies to “Quick loan of $500 over 12 months or more in under 60 minutes”

  1. Hello, I need $500 over 12 months to help me pay off some debts and bills. I’m unemployed since 2 months but I will pay you back very fast. Please help.

    1. Hello Colette, I invite you to complete the form you will find on our website, taking care to give us all the information. We will give you an answer very shortly after receiving your request. Thank you.

    1. Hello Garret. We have accepted your loan request and we will send you the contract by email during the early afternoon. Thank you.

  2. I absolutely need $500 by tomorrow night to pay off a debt. I just sent the form and I want to know if I will have my money on time. Thank you.

    1. Hello Kyle. Be without fear, you will have your money. We have already analyzed your file and we confirm that your request is accepted. You only have to sign the contract and return it to us The funds will then be transferred to your account. Have a nice day!

  3. I have to give a friend the money that she had lend me, but I don’t have cash now. I would need a loan of $600 that I could pay you back over 4 months. Is it possible?

    1. Hello Martha. It is, of course, possible to lend you this sum, but you must first complete the form so that we can assess your repayment capacity. We will then make you a proposal.

  4. Hello. I need a loan of $500 quickly please because I have tickets that doesn’t stop increasing. I know my credit rating is zero, but you seem to help a lot of people here. I took a chance to fill out my application, but since there was not enough space at the bottom of the form, I wanted to explain a little more about why I was applying for a loan. I await your news impatiently.

    1. Hello Evelyn, We have taken your comment into account and we have decided to allocate you the $500 loan over 24 months to ensure that you respect the monthly payments. I will send you your micro loan contract by email, and please sign and return it to us before 2:00 p.m. in order to receive the funds in your account. Have a nice day!

  5. It’s for a personal loan without proof of salary for an amount of $500. I need this money to pay for urgent dental care. I have filled out the form, but I want to mention that I’ll be able to refund you the total amount next month. Thank you.

    1. Hello Charles, According to the information you have given on form, we can grant you your loan, but with a repayment period of 3 months. If, as you hope, you will receive a good amount by next month, you will be able to repay us the total amount without penalty. I send you the contract in a few minutes.

  6. Hello, I’m going to start very soon a course in aesthetics and I need a micro loan of $600 to purchase equipment. I don’t have a lot of income because I work part-time, but I stay with my parents. I therefore have nothing to indicate to the line Expenses of dwelling. I hope that my request will be accepted.

    1. Hello Patricia, I’m pleased to announce that your application is accepted and that you will be able to buy everything you need for your course. I have already sent you the contract by email and all you have to do is sign and return it to us.

  7. I completed the online form for a $500 loan to help my daughter, but I’m retired. I hope you will study my request anyway. Thank you.

    1. Hello Peter, Don’t worry, being retired is no obstacle to get a loan from us, thus we found a private lender who approved your loan application. In the next hour, you will receive a contract to sign and return to us. Thank you.

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